Privacy Policy
Introduction
- The privacy of your personal information is important to us at Samunmesh. This privacy policy outlines how we collect, use, disclose, transfer, and store your personal information. Our goal is to ensure that any personal information shared by you is not used against your interests or shared with a third party without your consent.
Information Collection
Samunmesh may collect the following information:
- 1.Forms on samunmesh.com: Information submitted via contact forms or career page forms. Please note that sensitive personal and financial information is not requested and should never be submitted through these channels.
- Name and address
- Contact information
- KYC (Know Your Customer) details
- Photographs
- Demographic information such as postcode, preferences, and interests
- Other information relevant to Limited Liability Loan, Micro Business Loan, Consumer Durable Loan
2.Loan Application Form:
Use of Personal Information
We require this information to understand your needs and provide you with a better service. Specifically, we use this information for:
- Internal record keeping
- Demographic analysis such as postcode, preferences, and interests
- Sending periodic promotional emails about new products, special offers, or other information that we think you may find interesting
Security
- We are committed to ensuring the security of your information. To prevent unauthorized access or disclosure, we have implemented suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
Links to Other Websites
- This site contains links to other websites. Samunmesh is not responsible for the privacy practices or the content of these other websites. You may also find social media links on our site.
Security
- We are committed to ensuring the security of your information. To prevent unauthorized access or disclosure, we have implemented suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
Compliance
- Samunmesh cooperates with regulatory authorities and investigating agencies in India regarding the treatment of personal information.
Disclosure of Information
- We do not share, sell, or rent any personal information to third parties without your consent.
- We may share your personal information with government agencies and legal authorities if required for legal investigations.
- Client data may be shared with credit bureaus to report your microfinance payment history.
- You have been informed about such disclosures and your permission has been obtained in writing, especially regarding sharing data with credit bureaus, hypothecation, portfolio sell down, securitization of loans, or any statutory requirements.
Loan Information
For more details about our loan products, please visit: Samunmesh Loan Services
- We provide only income-generating loans in group lending.
- Loan tenure ranges from 6 months to 2 years.
- Repayment frequency can be weekly, fortnightly, or monthly.
- Annual percentage rate: 27.50%
- Processing fees: 2% to 3% + GST
- Loan insurance fees: 2% to 2.5%
- No other charges or penalties are applied to loans.
- Contact details for the loan officer, branch office, and grievance redresser are available.
Contact Information
If you have any questions regarding this privacy policy, please contact us at:
- Email: info@samunmesh.com
- Phone: 0542-4019504
By using our services and website, you consent to the terms outlined in this privacy policy. We may update this policy periodically, and the latest version will always be available on our website.