Terms & Conditions

Use of Services

  • Samunmesh Foundation is a microfinance institution that provides small loans and financial assistance.
  • Our services are available only to individuals who are 18 years of age or older.
  • Customers must provide accurate, complete, and up-to-date information at the time of application.

Loan Terms

  • Loan approval is subject to Samunmesh Foundation’s internal policies, credit assessment, and verification of documents.
  • Loan amount, interest rate, repayment schedule, and processing fees will be communicated to the customer in writing before loan disbursement.
  • It is the sole responsibility of the borrower to repay the loan on time.
  • In case of late repayment, the company reserves the right to charge penalties, late fees, or other applicable charges.

Customer Responsibilities

  • Customers must provide true and complete personal and financial information.
  • Loan funds must be used only for legal and approved purposes.
  • Customers are responsible for making timely EMI/instalment payments.

Website Usage

  • The content on this website is for general informational purposes only.
  • While we strive to provide accurate information, we do not guarantee that all information will always be error-free, complete, or updated.
  • Unauthorized reproduction, redistribution, or misuse of the website content is strictly prohibited.

Privacy

  • Personal information provided by customers will be protected in accordance with our Privacy Policy.
  • We will use customer information only for legitimate business purposes and regulatory compliance.

Modification of Terms

  • Samunmesh Foundation reserves the right to modify or update these Terms & Conditions at any time without prior notice. Updated terms will be effective immediately once published on our website.

Governing Law

  • These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of courts located in [Insert City Name].

Contact Us

  • If you have any questions regarding these Terms & Conditions, please contact us at:

Samunmesh Foundation

  • Address: B 47 PATRAKARPURAM COLONY, GILAT BAZAR,Varanasi Cantt, Varanasi, Uttar Pradesh, India, 221002
  • Phone: 0542-4019504
  • Email: info@samunmesh.com
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